1. Just because you are broke does not mean that you don't need a plan (or a strategy)...
2. in fact you need one more when you are broke!
3. Mentally prepare. This is not time for self pity or embarrassment. You have nothing to be embarrassed about as long as you learn from this experience and don't repeat it).
4. Think of this as a short term situation that you have to get through. Focus on your tasks and strategy. You have no time for wallowing, get to work!
5. Preserve any income.
6. Prioritize shelter.
7. Fight to retain credit rating.
8. “Always pay your [...]